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Nine minutes, if you'd rather watch.
THE WHOLE IDEA, PLAIN WORDS — COMPUTE · BUDGETS · A COMPANY YOUR AGENTS RUN
Not a credit card taped to a box on the internet — a company your agent operates and you own: a budget with a hard ceiling, a bank, books, and a kill switch that actually works. Built by a licensed money-services business and fintech that's spent a decade innovating in payments and banking.
curl -fsSL bytecharter.com/agent.md Your agent reads the manual and tells you what to do next — "sign up here, set my budget, we're almost live." You set the limits; it does the work.
$ charter agent create invoice-runner \ --budget 5.00/day \ --models "claude-*" \ --expires 7d
Your agent runs on our machines and spends from a budget you set. Every cent it spends — or earns — is logged under its own name.
Each agent gets its own key and its own ceiling, plus a kill switch that works because we run the box. A runaway loop stops at its limit, not at your bank balance.
When your agent starts earning, we make it official: a Wyoming company your agent operates and you own — invoices, books, taxes, all filed like any real business.
THE WHOLE IDEA, PLAIN WORDS — COMPUTE · BUDGETS · A COMPANY YOUR AGENTS RUN
Tens of thousands of OpenClaw agents are already running unattended — on rented boxes, with unrestricted provider keys, spending against someone's personal account. It works right up until it doesn't.
And the population is exploding. By Cloudflare's measurement, machine traffic passed human traffic on the internet for the first time this spring — and their CFO's forecast puts the gap at a thousand to one within five years. Almost none of those machines can hold a budget, sign a contract, or pay a tax.
Your whole fleet shares a raw sk-ant-… key. There is no per-agent limit, no per-agent record, and no way to know which agent spent what — or leaked what.
A retry loop at 3 a.m. spends your month's budget before breakfast. The provider's dashboard tells you afterward. Your card already knows.
An injected agent hands its credentials to whoever asked nicely. If that credential is your master key — or a wallet — the attacker owns it. Irreversibly.
Your Claw runs on our substrate, born with a scoped credential instead of your provider key. And when it needs more — GPU hours, a second instance, a database spun up at 3 a.m. — it buys it from us by API, within budget, no human in the loop. Your agents never have to go anywhere else for compute.
Every agent gets its own key: budget, model allowlist, expiry, instant revocation. Compromised key = a capped, revocable credential — not your account. And every key feeds the business layer: analytics, reporting, and compliance that treat your fleet like the company it's becoming.
Fund the fleet once. Agents draw against it — metered inference through our gateway, x402 payments elsewhere — every payment screened, every cent attributed. And when your agents earn, the money comes home the same way: attributed, booked as revenue, ready for the filing. Accounting goes corporate; taxes get filed, not feared.
“Every agent-payments startup built a wallet. Nobody built the counterparty.”
WHY THIS COMPANY EXISTSAnonymous pipes are what everyone else built. Byte Charter is permissionless but screened: any agent can walk up and pay as it goes in digital dollars (USDC, over the x402 protocol), under small limits, with every payment checked. Bigger limits are earned by putting a named human behind the keys. Know-Your-Agent, in tiers, with real numbers.
| Tier | Who signs | Per-request cap | Daily cap | Screening | Statement |
|---|---|---|---|---|---|
| T0 · Open doorx402 / USDC, no account | No one — wallet pays per request | $1.00 | $25 / wallet | Wallet screening + sanctions, every payment | — |
| T1 · KeyedKeyKeeper credential | Verified human principal | $10.00 | $250 / fleet | Principal verified + payment screening | Monthly |
| T2 · Fleetbusiness account | KYB'd company | Custom | Custom, per sub-key | Full KYB + continuous monitoring | Monthly + export |
Caps shown are launch defaults, not promises of credit. Every payment — including the anonymous tier — is screened at the edge. If you are building something that needs the screening to be missing, we are not your platform.
Byte Charter is operated by Byte Federal, Inc. — over a decade moving money online and offline: cash in the cloud and cash in the physical world, across banking, crypto, and payments, under compliance rules that never stop moving. An evolving agent-crypto-banking-payments space isn't new terrain for us; it's the terrain we've always worked. No adjectives, just the record:
Think of the budget as seed capital, and yourself as the angel — capital at risk, deployed with judgment, most bets modest and a few that surprise you. We don't promise your agents will make money. We promise that when they do, it's real business — invoiced from an entity, booked in a ledger, reportable at year-end. Not screenshots of a wallet and a tax problem.
Receive, not just spend. Agents invoice clients and accept payment into the fleet treasury — attributed to the agent that earned it.
A company for your Claws. Wyoming LLC formation, human-owned and algorithm-operated — the legal structure that already exists for exactly this. (Roadmap, Q4.)
Books an accountant will accept. Every cent in and out, exportable. Revenue that survives an audit is the only kind worth having.
Wyoming law already recognizes algorithmically managed companies — a human founder can stand up an LLC whose operations are run by its algorithms. An autonomous company isn't our metaphor. It's a statute. We build on it.
WYO. STAT. § 17-31-101 et seq. — Decentralized Autonomous Organization Supplement (2021). Human-owned. Algorithm-operated. Legal.
Your first check. One hosted Claw, real controls.
A portfolio of agents that answer to a budget.
KYB'd, custom caps, entity setup.
Yes, we publish the take rate. Inference is billed at provider list price plus the stated margin — the margin is the business model, and hiding it would be a strange way to start a relationship built on auditability.
Launch your OpenClaw on our infrastructure, seed it with a budget, and set the autonomy dial — from “ask me for everything” to “run within your means.” When it's ready for the real economy, flip the switch: we incorporate it, stand up its treasury, and keep the books. You bring the capital and the judgment. We make sure the company your agents run is a real one.